Commercial Banking

Credit and S.O.P. requirements expertise, providing you knowledge and guidance for your new opportunity. From conventional commercial loans to USDSA FSA loan programs.

SBA 7(a) Loans

The most common SBA loan, offering up to $5M for working capital, equipment, real estate, and more.

SBA 504 Loans

Designed for purchasing fixed assets (real estate, equipment) with long-term, fixed-rate financing.

Process Management

Loan requests don’t move forward until the lender has a complete application. We have extensive experience ensuring this is done for your commercial loan.

Loans & Deal Structures

We ensure the structure of your loan meets your future capital needs and doesn’t severely limit your future choices in accessing. Evaluating the best deal structure to evaluate additional sources of capital, including seller financing, to make the deal work.

Approvals & Closings

We help you prepare for, and guide you through, the Approval and Closing Processes and get you to the closing table.

Financial Analysis & Business Advisory

Accounting vs. Financial analysis, with the focus on analysis, as a tool for evaluating commercial loans. Guidance on financial planning, growth and operational improvements.

Business Plans and Projections

Essential for securing funding, guiding growth, and making strategic decisions.

Construction Process

Managing the endless rules, requirements and costs to ensure your project is completed on-time, within the stated costs and the certificate of occupancy can be secured in a timely fashion. Knowing the process, pitfalls and positives before they happen.

Business Advisory Services

Guidance on financial planning, growth strategies, and operational improvements.

ROBS (Rollover for Business Startups) IRS Evaluations

A method to use retirement funds for business investment without early withdrawal penalties.

Franchising Strategy

Developing a plan for expanding a business through franchising or selecting the right franchise to invest in.

Meet Jeffrey Tanner

Jeffrey Tanner brings experience in manufacturing, distribution, sales, and community banking. These roles and experiences inform his problem solving, adaptability, communication, and analytics skills. Working through both business cycles and economic cycles of over three

decades has contributed to his understanding of capital needs, forecasting, and strategic planning. As a business owner/small farm operator he is well versed in the need to identify people who are a resource in achieving his business goals. He also understands what it is to think ahead and plan for extracting the value from his business assets at a point in the future. Until that day, he knows the continuing struggles of managing cash flows, competing in a marketplace, absorbing costs and never quite having enough time and resources.

When you partner with me, you get:

• Unmatched financial expertise to navigate SBA loan processes and business transactions.
• Real-world insights from someone who’s been a buyer, seller, and lender.
• Professionalism and precision in every step of the process.

Call Jeffrey directly at (813)310-2167

Meet Ed Randall

Hello, I’m Ed Randall, and I help business owners buy and sell businesses with a unique advantage: a background in both business ownership and financing. I specialize in helping business owners secure Small Business Administration (SBA) financing to achieve their entrepreneurial goals. With decades of experience as a business loan officer, I’ve guided countless entrepreneurs in securing the right financial support to start, grow, or transition their businesses. Today, as a business broker, I leverage my deep financial knowledge to ensure every deal is structured for success.

When you partner with me, you get:

• Unmatched financial expertise to navigate SBA loan processes and business transactions.
• Real-world insights from someone who’s been a buyer, seller, and lender.
• Professionalism and precision in every step of the process.

Call Ed directly at (904) 239-7534